Thursday, June 19, 2008

Hypothetical Situation

Summary: A patient was sent by her doctor for two "procedures" (for lack of better word) that turned out to be completely unnecessary. The reason the patient was sent was due to a lack of research or a simple verification of information on the part of the doctor (a.k.a. failing to ask the patient one question or to give the patient a thorough explanation of the procedures). In the end, there was no physical damage because of these two mistakes (as far as modern medical science is able to prove at this point), but financially it cost the patient about $500 from her own pocket. Naturally, the patient is frustrated with the incompetence of the doctor (and for other reasons as well), and wonders if there is any type of compensation available. Is there anything at all that can be done other than give poor recommendations for this doctor and never return?

Specifics:
Procedure 1 was a total of $1,129 with the Insurance Contract Adjustment leaving the charges at $790.30. Insurance paid $715.42 while the patient paid $74.88. One of the charges on this bill was for a consultation that consisted of the doctor asking why the patient was there because it was totally unnecessary. Apparently that's worth $345. Thank goodness the Insurance decided to cover most of that one!

Procedure 2 was a total of $1,161.85 with the Insurance Adjustment leaving the charges at $606.47. Insurance paid $139.84 leaving the patient with $415.54. Why wasn't more covered? The patient intends to look more into the Insurance side of this bill. The patient has called the number on the bill to understand the charges. The associate had no idea why one was listed as a delivery room charge (almost $200) and the other pharmacy ($960), but both charges on the bill were apparently for the shot (which, may the reader be reminded, was completely unnecessary in the first place).

The Doctor has already been confronted, but mostly as a verification that the two procedures were unnecessary (which was confirmed without an apology) and following only the $75 bill (the other had not been received at the time). "We usually don't even ask because most people don't know" was the Doctor's response. In other words, "What do I care if someone actually does know the answer? No skin off my back, I don't lose out on $400."

Other Questions:
Is $1,160 the normal cost of a shot these days?
Is there any way for the patient to find out if those charges are correct (since the associate on the phone only knows what is on the bill, not if the charges are right)?
Is there any way out of the $500?

Plea:
If there is anyone reading this who is or knows someone with knowledge of these matters, please comment with advice for this poor patient. Five hundred dollars is not pocket change.

Tuesday, June 3, 2008

Small & Simple Things



I'd heard that pregnancy can conjure up bizarre dreams, but I never experienced it much with with Annalee. Currently, though, I have had some pretty interesting night-time drama. Mostly it's just incredibly strong, negative emotion. Things will happen in the dream and I lose all control in fits of anger, hatred, and frustration. Yelling and throwing things are not uncommon in my uncharacteristic night-self. Last night was no exception. I was playing soccer for my dad's team, apparently as a guest. He put me in for my sister as the last defender. The other team got a few goals and I was put in a different position, replaced by my sister again. We must have ended up losing and at first everything was fine. I guess my dad or somebody said something and it occurred to me that I was being blamed for the loss since they had scored when I was on defense. My nighttime Incredible Hulk personality exploded and for the rest of the dream I was in a rampage blowing up at people, yelling, arguing, running, throwing things, etc. Can we say ultrasensitive?? Needless to say, such strong emotion often wakes up with me. Sometimes I can carry on with the morning and my inner Hulk goes back into the shadows. Other times it is not so easy.

This morning Lee came to give me a kiss goodbye and told me I could keep sleeping because Annalee was still asleep. Unfortunately, even in my grogginess, my appointment alarm buzzed in my brain reminding me of Annie's early doctor visit. Since I had to get up anyway, I called Lee back in so we could say our morning prayers together. So far so good. My emotions from the night's dream seemed buried with the moon. Too bad it didn't last.

I won't go into detail of the exact situation, but let it suffice to say that I made a stupid mistake that I was consciously trying to avoid (something with the computer) and all the sudden, the Incredible Hulk from my dream burst out into the light. When it happens in real life, it's just the strong emotion of frustration. I don't actually start screaming and yelling and hitting things...for the most part. In tears, I got Annalee out of bed and we got ready for the appointment. Surprisingly, Annie ate all her breakfast and fairly quickly so we were actually almost on time. From then on, things got even better.

As I look back, everything was amazing. The radio played good uplifting songs that lifted a bit of my load. Annalee was the best she's ever been with the doctor, actually letting him do a complete examination. She continued to be fabulous on our little shopping spree, which is unusual since we made lots of quick stops. Even though I was still unsuccessful at finding a swimming suit for my pregnant self, it was actually enjoyable somehow, probably thanks to Annalee being a doll. Then as I was just finishing up, I got a phone call from my wonderful husband to see if I was out and wanted to meet him for lunch. Not only did I get to spend time with him, but I didn't have to go home and try to figure out what to make for lunch.

On my drive home, I almost teared up as I realized the turn of events in my day. It started off with remnants of negative emotion from my dream and turned into a magically good morning. The Lord blessed me in so many small ways and I had to wonder why. That's when it occurred to me that we had said our morning prayers. Funny how doing such a small and simple thing can bring such small and simple blessings that make a big difference.

Tuesday, May 6, 2008

What Is Our Law Today?

In preaching to the priests of Noah, Abinadi carefully explains the purpose of the law of Moses emphasizing how useless it is without the Atonement of Jesus Christ our Savior. No matter how faithfully the people followed the law, it would do nothing to save them had Christ not redeemed them (and us). And yet, he continues to point out the value of the law in their daily lives.
29 And now I say unto you that it was expedient that there should be a law given to the children of Israel, yea, even a very astrict law; for they were a stiffnecked people, bquick to do iniquity, and slow to remember the Lord their God;
30 Therefore there was a alaw given them, yea, a law of performances and of bordinances, a law which they were to cobserve strictly from day to day, to keep them in remembrance of God and their duty towards him. (Mosiah 13:29-30)

Upon reading this, it got me thinking of "performances" and "ordinances" that we are asked "to observe strictly from day to day." Are we not asked to have daily scripture study and prayer? What about weekly Family Home Evening and especially attending our Sunday meetings and keeping the Sabbath day holy? Renewing our baptismal covenants with the sacrament, visiting and home teaching (and receiving them as well), magnifying our callings, helping the poor and the needy, paying tithing and fast offerings...and the list could go on. Are not these duties the "law" we are asked to keep? The purpose, then, is to keep us in remembrance of God and our duty towards him. Our salvation may not rest on whether or not we miss a day of scripture study or we skip out on FHE or church activities, but if we do these things, we will remember God and God will remember us.

I invite everyone to ponder on performances and ordinances required of them and find in what areas improvement could be made. Then, observe them strictly.

Thursday, March 20, 2008

Question 103

Does the fact that you have never done something before increase or decrease its appeal to you?

Monday, February 4, 2008

The Power of the Holy Ghost

Read this closely to see the many ways the spirit can bless and change us physically, socially, mentally, and spiritually. A few of my favorites are that it makes us smarter, prettier (or more handsome), better socially, kinder, healthier, and happier! Who wouldn't want these??

"The gift of the Holy Ghost adapts itself to all these organs or attributes. It quickens all the intellectual faculties, increases, enlarges, expands, and purifies all the natural passions and affections, and adapts them, by the gift of wisdom, to their lawful use. It inspires, develops, cultivates, and matures all the fine-toned sympathies, joys, tastes, kindred feelings, and affections of our nature. It inspires virtue, kindness, goodness, tenderness, gentleness, and charity. It develops beauty of person, form, and features, it tends to health, vigor, animation, and social feeling. It invigorates all the faculties of the physical and intellectual man. It strengthens and gives tone to the nerves. In short, it is, as it were, marrow to the bone, joy to the heart, light to the eyes, music to the ears, and life to the whole being" (Parley P. Pratt, Key to the Science of Theology, p.61)

So perhaps our energy would be more efficiently expended if directed towards obtaining and retaining the spirit instead of striving for each of these attributes individually in a different/worldly way. Next time you skip church, a devotional or fireside, scripture reading, or prayers in order to study for school, exercise, or take more time beautifying yourself, remember that, while good activities, it would actually be better* to first do those things that would bring the spirit in your life. It would really be more productive than would be your own weak humanly efforts. It is true that if we seek first after God and godly things, we will be blessed in every other aspect of our life.

*(See talk by Elder Oaks in October '07 conference, Good, Better, Best)

Tuesday, January 29, 2008

Her First Steps!!



I was getting her ready for bed last night and she was standing up after I had taken her jumper off over her head. She was playing with the maraca in her hands when all of a sudden she looked at me intently and staggered four-and-a-half steps, falling into my arms! I was so excited I ran and told Lee. He ran upstairs and she did it again for him! Naturally, when we got the camera out, she didn't want to perform, but after a few attempts we finally caught a step or two as proof! So far today she has yet to repeat the feat, but at least we all know she can do it!

Tuesday, January 8, 2008

Peaceful and Happy Homes

I was just looking through the Sunday School study guide I received on Sunday and found this great quote from Marion G. Romney:

I feel certain that if, in our homes, parents will read from the Book of Mormon prayerfully and regularly, both by themselves and with their children, the spirit of that great book will come to permeate our homes and all who dwell therein. The spirit of reverence will increase; mutual respect and consideration for each other will grow. The spirit of contention will depart. Parents will counsel their children in greater love and wisdom. Children will be more responsive and submissive to the counsel of their parents. Righteousness will increase. Faith, hope, and charity--the pure love of Christ--will abound in our homes and lives, bringing in their wake peace, joy, and happiness" (in Conference Report, Apr. 1980).

Isn't this what we all want in our homes?